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 Home > Own A Home > Requirements
Requirements
DuPage Habitat owns the mortgage for all our homeowners.
Eligible applicants must...
- Be citizens or legal residents of the U.S. who live
or work in DuPage County.
- Have a need for affordable housing. This is
demonstrated by currently substandard or unsafe living conditions,
overcrowding, accessibility issues or rent higher than 30% of
income.
- Demonstrate a steady income that falls within
established guidelines, which vary depending on the
number of people who will live in the home.
- Show good credit and consistent payment history on debts.
- Have no bankruptcies in the last three years.
- Be willing to enter into a 30-year partnership with DuPage
Habitat. This includes a commitment to invest 250 hours
(per applicant) of 'sweat equity' in classes and homebuilding,
and to adhere to the covenant restrictions in the mortgage
documents.
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Did you previously apply but did not meet the criteria to become a partner family?
Families are welcome to re-apply to the program if they feel their situation has improved.
Returning families should attend any of the upcoming
to obtain application details.
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